Empowering Banks & FinTech’s
Contact US

Solutions

Secure, fast, and modern card issuance made simple. Newgen provides the complete foundation to digitally manage every step of the card lifecycle with efficiency and confidence.

Instant Card Personalization and Issuance

Process:

Z

Once a bank account is created at the branch, customer data is automatically sent from the processor system to the EMV Data Processing System.

Z

EMV data is generated and transferred to the Branch Client Application.

Z

The branch operator can immediately print the card and deliver the initial PIN via SMS.

Z

Account and PIN details are updated in the Bank’s CMS in real-time.

Advantages & Benefits:

  • Immediate Service: Customers receive their EMV cards instantly at the branch, improving satisfaction.
  • Reduced Operational Steps: Automation of data transfer reduces manual intervention and errors.
  • Enhanced Security: PIN delivery via SMS eliminates the need for physical PIN mailers.
  • Operational Cost Reduction: Minimizes delays, courier costs, and administrative overhead.

Central Issuance System

Process:

Z

Card batches are sent from the processor to a central location

Z

EMV data is generated at the central system and transferred to the Client Application.

Z

Operators at the central site can print large volumes of personalized cards efficiently.

Advantages & Benefits:

  • High-Volume Efficiency: Ideal for banks with large card volumes.
  • Cost Optimization: Centralized printing reduces the cost per card.
  • Quality Control: Ensures uniform card personalization and data integrity.
  • Streamlined Operations: Consolidates card personalization in a single, securelocation.

Remote Card Personalization

Process:

Z

Card batches are sent from the processor to a central system

Z

EMV data is generated and transferred to a Client Application deployed at a remote branch or location.

Z

Operators can print personalized cards locally at any branch.

Advantages & Benefits:

  • Operational Flexibility: Enables card issuance at multiple locations without
    sending physical cards.
  • Reduced Logistics: Eliminates shipping costs and delays from central to branch locations.
  • Enhanced Customer Experience: Local card issuance reduces waiting time for customers.
  • Scalable: Easily expandable to multiple remote branches as the bank grows.

Instant Card Issuance with PIN Delivery (Pre-Personalized Cards)

Process:

Z

Cards are pre-personalized but not yet linked to an account.

Z

When a customer visits the branch, the card is linked to their account, the cardholder’s name is printed, and the PIN is sent via SMS.

Advantages & Benefits:

  • On-Demand Service: Cards are linked and delivered instantly when needed.
  • Reduced Waste: No need to pre-print cards with holder details until required.
  • Enhanced Security: PINs are delivered electronically, reducing physical handling.
  • Operational Efficiency: Speeds up account activation while reducing manual steps.

EMV Card Validation Tool

A smart, cost-effective tool for banks and card personalization bureaus to validate card personalization accuracy.

Capabilities

Z

Validates EMV data against scheme-approved profiles

Z

Easy comparison between profile parameters and card-embedded data

Z

Extremely user-friendly interface

Z

Supports VISA, Mastercard, CPA, and all local schemes

Z

This tool helps ensure compliance and accuracy before card issuance.

Stock Inventory Application

A flexible and customizable application designed to manage all types of stock, including card stock, consumables, and production materials.

Features

Z

Complete stock tracking and reporting

Z

Barcode and batch-based inventory management

Z

Fully customizable based on customer process flow

Z

Real-time monitoring with accurate audit trails

Customized Software Development

We provide tailor-made desktop, web-based applications, and APIs based on customer requirements.

Features

Z

End-to-end solution design

Z

Secure and scalable architecture

Z

Integration with existing bank or enterprise systems

Z

Fast delivery and cost-effective development models